Are you tired of having your mailbox stuffed full of unsolicited mail, including preapproved credit card offers or personal loan applications?
Are you fed up with telemarketing calls just as you’re about to sit down to dinner?
There is help out there!
By visiting one website you can stop all that junk for 5 years.
Opt-Out of Receiving Credit Card Offers
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies (Experian, Equifax, and TransUnion) are allowed to include your name on lists used by credit card companies and insurance companies to make offers of credit or insurance that are not initiated by you – also known as “Firm Offers”. The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for “Firm Offers”.
If you decide that you would rather not receive preapproved credit card offers and insurance quotes, you have two options to stop them:You can opt out of receiving them for five years. You can opt out of receiving them permanently.
To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. The phone number and website are operated by the major consumer reporting companies.
To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. To complete your request, you must return the signed Permanent Opt-Out Election form, which will be provided after you initiate your online request.
When you call or visit the website, you’ll be asked to provide certain personal information, including your home telephone number, name, Social Security number, and date of birth. The information you provide is confidential and will be used only to process your request to opt out.
Again, to opt-out of preapproved credit card offers visit http://OptOutPrescreen.com.